One of the most important things that should be done with every home purchase is a home inspection. However, a lot of people will make the mistake of deciding to skip out on the home inspection. This can lead to some serious problems in the future—so skipping out on such an inspection is taking a huge gamble. To help you have a good understanding of why house inspections are so important, you will want to spend a little time reviewing the following points:
You Can Learn About Any Additions
If there is an addition that was added to the original structure of the home, you want to make sure that it is a legal addiction. Most towns and cities require homeowners to pay for a building permit for any addition they want to add, no matter how big or small. The codes department could order you to tear down the addition if it lands on their radar later and they do not have a permit application on file for it. You want to know if everything was done correctly when the addition was put on so you don't have to deal with trouble later.
It Can Be A Negotiation Tool
A full home inspection will point out all of the imperfections of the house. If there is anything wrong with the heating, plumbing, roof, or foundation, you will want to know about it. You will need to take into consideration how much it would cost you to get everything repaired. Use that information as a negotiation tool in order to try to get the home purchased for less than the asking price.
You'll Have An Easier Time Getting Insurance
Not all insurance companies are willing to put out a new policy on a newly purchased home that did not get an extensive inspection. This is because there would be a chance that you will later make an insurance claim for an issue that was actually present in the home before you bought it. This means that you may end up with limited options when it comes to finding a suitable insurance company.
Since you have now had the chance to review some reasons why it is important to get an inspection on any house you are interested in, you will be less likely to skip it. Make sure that you are cautious of sellers that try to convince you to skip the inspection so the closing can be completed sooner. Remember that home inspections can alert you to issues with the electrical system, mold, hidden water damage, termites, and so much more. Schedule an appointment with an inspection service—such as at Ridgeview Residential Inspections.com—for a home inspection prior to the closing date for the purchase.